Disclosures/Privacy Policy
Three Phases Wealth Advisors LLC (“Three Phases,” “we,” “our,” or “us”) is committed to maintaining the confidentiality, integrity, and security of our clients’ personal information. This Privacy Policy describes how we collect, use, and protect nonpublic personal information in the course of providing financial planning and investment advisory services.
Information We Collect
We collect nonpublic personal information about clients from the following sources:
• Information clients provide in advisory agreements, questionnaires, financial planning documents, or other communications
• Information about transactions with us, custodians, or other service providers
• Information received from third parties such as account custodians, financial institutions, or planning software providers, with client authorization
This information may include names, addresses, contact information, financial account information, income and expense information, net worth information, and other financial data necessary to provide advisory services.
How We Use Information
We use client information to:
• Provide financial planning and investment advisory services
• Prepare financial analyses and recommendations
• Communicate with clients regarding their financial situation and planning activities
• Comply with legal and regulatory requirements
Sharing of Information
Three Phases does not sell client information to anyone.
We may share nonpublic personal information only as permitted by law and only as necessary to provide services or operate our business. This may include sharing information with:
• Account custodians and brokerage firms
• Financial planning and reporting software providers
• Compliance, legal, or accounting professionals
• Technology and service providers who assist in delivering services
• Affiliated companies, such as Centsei LLC, only when necessary to provide educational or financial planning support and only with appropriate safeguards
Any third parties receiving information are expected to maintain the confidentiality of such information and use it solely for the purposes for which it was provided.
Confidentiality and Security
We restrict access to nonpublic personal information to employees, contractors, and service providers who need the information to provide services to clients. We maintain physical, electronic, and procedural safeguards designed to protect client information from unauthorized access, use, or disclosure.
These safeguards include secure systems, password protection, and other administrative and technical controls appropriate to the size and scope of our business.
Former Clients
We maintain the same policies and practices regarding the confidentiality of information for former clients as we do for current clients.
Client Responsibility
Clients should also take steps to protect their own information, including safeguarding login credentials and notifying us promptly of any suspected unauthorized activity.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time as our business practices or regulatory requirements change. Clients will be notified of material changes as required by law.
Contact Information
If you have any questions about this Privacy Policy, please contact:
Three Phases Wealth Advisors LLC
801-318-5720
hello@threephaseswealthadvisors.com
1015 Canopy Dr Indian Trail 28079