Disclosures/Privacy Policy
Three Phases Wealth Advisors LLC (“Three Phases,” “we,” “our,” or “us”) is committed to maintaining the confidentiality, integrity, and security of our clients’ personal information. This Privacy Policy describes how we collect, use, and protect nonpublic personal information in the course of providing financial planning and investment advisory services.
Information We Collect
We collect nonpublic personal information about clients from the following sources:
• Information clients provide in advisory agreements, questionnaires, financial planning documents, or other communications
• Information about transactions with us, custodians, or other service providers
• Information received from third parties such as account custodians, financial institutions, or planning software providers, with client authorization
This information may include names, addresses, contact information, financial account information, income and expense information, net worth information, and other financial data necessary to provide advisory services.
How We Use Information
We use client information to:
• Provide financial planning and investment advisory services
• Prepare financial analyses and recommendations
• Communicate with clients regarding their financial situation and planning activities
• Comply with legal and regulatory requirements
Sharing of Information
Three Phases does not sell client information to anyone.
We may share nonpublic personal information only as permitted by law and only as necessary to provide services or operate our business. This may include sharing information with:
• Account custodians and brokerage firms
• Financial planning and reporting software providers
• Compliance, legal, or accounting professionals
• Technology and service providers who assist in delivering services
• Affiliated companies, such as Centsei LLC, only when necessary to provide educational or financial planning support and only with appropriate safeguards
Any third parties receiving information are expected to maintain the confidentiality of such information and use it solely for the purposes for which it was provided.
Mobile Information Privacy:
Notwithstanding any other provision in this policy, no mobile phone numbers or personal
information collected via text messaging originator opt-in data and consent will be sold,
rented, or shared with third parties, affiliates, or service providers for marketing or
promotional purposes. All the above sharing categories exclude text messaging originator
opt-in data and consent; this information will not be shared with any third parties.
Confidentiality and Security
We restrict access to nonpublic personal information to employees, contractors, and service providers who need the information to provide services to clients. We maintain physical, electronic, and procedural safeguards designed to protect client information from unauthorized access, use, or disclosure. These safeguards include secure systems, password protection, and other administrative and technical controls appropriate to the size and scope of our business.
Your Rights & Opt-In Details
You have the right to access, update, or request the deletion of your personal data at any time. For text messaging and SMS, you provide explicit consent to receive communication when you optionally input your phone number into our web capture forms and check the applicable consent boxs. You retain the right to revoke this consent at any time by utilizing our standard opt-out mechanisms (such as replying 'STOP' to any text message or clicking 'Unsubscribe' in our emails).
Cookies & Tracking Technologies
We may use cookies, tracking pixels, and similar technologies to optimize our website performance, track user preferences, and analyze web traffic. You can manage cookie preferences through your personal browser settings, though disabling cookies may impact the functionality of certain features on our site.
Former Clients
We maintain the same policies and practices regarding the confidentiality of information for former clients as we do for current clients.
Client Responsibility
Clients should also take steps to protect their own information, including safeguarding login credentials and notifying us promptly of any suspected unauthorized activity.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time as our business practices or regulatory requirements change. Clients will be notified of material changes as required by law.
Contact Information
If you have any questions about this Privacy Policy, please contact:
Three Phases Wealth Advisors LLC
801-318-5720
1015 Canopy Dr Indian Trail 28079
Three Phases Wealth Advisors, LLC (“Three Phases Wealth Advisors”) is a registered investment advisor offering advisory services in North Carolina and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Three Phases Wealth Advisors in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Three Phases Wealth Advisors, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.